The lifestyle of people in this stage and older are becoming increasingly diverse. More people are travelling, taking up new sports, learning new skills and working later in life.

You might have retired, be semi-retired or still be working full-time. Perhaps you want to help your grandchildren or children financially. You may even be considering downsizing your home to make sure your money lasts for a long time, and to support your lifestyle choices.

A major focus at this stage should be on ensuring the financial freedom lasts!

The challenges you may be facing:

• Funding a preferred lifestyle
• Providing for children & grandchildren
• Downsizing the family home
• Estate planning
• Financial assistance and gifting to family
• Philanthropy
• Healthcare